Frequently Asked Questions about Finding Car Insurance Quotes Online

Here are the answers to some of the most commonly asked questions about how to find car insurance quotes online. If you do not see your question then plase contact us and ask us whatever you want.

What kinds of things influence my car insurance premium?

Besides how much coverage you select, your premium depends on a plethora of different factors. Here are a few of the major ones:

• Gender (men typically pay more)
• Age (drivers under 25 will pay the highest rates)
• Location (theft and accident rates in your area will impact your premium)
• Type of car (cheap, smaller cars usually cost the least to insure)
• Marital status (married people pay less)
• Driving record (accidents, tickets, etc. will increase your premium)
• Credit history (people seen as high risk will pay more)
• Distance driven per year (the more you drive, the higher the rates)

How do I find car insurance quotes online?

To get the best car insurance quotes online, comparison shopping is a must. That is the beauty of our website-we do the comparison shopping for you. We give you multiple quotes from big-name insurance carriers for you to compare, thus taking the work out of comparison shopping! Comparison shopping is especially important with car insurance quotes because insurance companies calculate premiums according to their individual experience with claims history. As a result, one insurance carrier might view you as a higher risk than another, which would mean a higher premium with that carrier.

What's the cheapest car to insure?

As a general rule, how much damage your car can potentially cause is a gauge of how much you'll pay in liability premiums. Thus, a scooter would have a much lower liability premium than a mammoth SUV, for instance. Other coverages will depend on the accident rate for that vehicle and how costly it is to repair. Sporty cars have higher accident rates and will thus cost more to insure. Likewise, foreign vehicles that are expensive to repair will also have higher rates.

Is this website run by a car insurance company?

No, which is why our rates are much more trustworthy and objective than the multiple quotes you might get from a site like Progressive, for example. Our job is to bring consumers to carriers in order to get online car insurance quotes. We don't have a vested interest in which carrier you choose, so you can rest assured you will be getting accurate numbers.